Blogs

Five Tips to get your Personal Finances on Track in 2017! As we turn the calendar page to June, it’s hard to believe how much of 2017 has gone by. If you made a New Year’s resolution to clean up your finances, have you saved as much as you wanted? Have you paid down any debt or has your debt actually increased? As we head into the month of June, this is a good time to check in and see…

Beware of Scams! By Leo HopperInformation Security Manager It’s tax season and this is the time of year that IRS scams and fraudulent tax filings are on the rise. Here are some suggestions to avoid becoming a victim: ThreatThe adversary calls or emails you alleging to be with the IRS in order to get you to give them personal information or money. Defense1. The IRS will never send you an unsolicited email requesting information. You can report unsolicited email to…

The days are getting longer and the temperature is starting to rise! Spring is coming! This month GreenPath provided us with a helpful article on what to do after the taxes have been filed! Spring Cleaning Your Finances Springtime means opening the windows, sweeping out the dust from over the winter and starting anew. It is also the opportune time to clean out your wallet or purse, that junk drawer full of receipts and those overflowing file cabinets. But where…

Have you enrolled your account for Bill Pay yet? It’s the quick and easy way to make sure all your bills are paid on time electronically! We offer this service in your online banking. GreenPath and Forbes have some helpful tips this month for using this service to its best ability!Four To-Do’s for Effective Bill PayingThe Federal Reserve recently estimated that nearly half of US households are unable to pay their credit card bills in full each month, and owe…

For the month of February GreenPath has brought us a few tips for what to look out for during tax season. Check out what they have to say!Four Tax Scams to AvoidThe 2017 tax season is underway and the Internal Revenue Service has issued four scams to avoid, when it comes to individuals claiming they are from the IRS.Note that the IRS will never:1. Call to demand immediate payment using a specific payment method, such as a prepaid debit card,…

Happy New Year everyone! Pathways has provided us with some helpful tips in starting out the year right with your finances, as well as suggested some financial resolutions it might be a good time to start thinking about!Take Time to set Goals and New Years Resolutions.It’s that time of year again, when we want to start fresh and new. January 1 has traditionally been the starting point for resolutions, whether you are looking to lose weight, start an exercise program…

Consolidating Debt: When Does It Make Sense?Debt can be hard to crawl out of, especially when payments on credit cards, consumer loans and student loans continue to pile up on top of your living expenses. Overwhelmed with a blizzard of monthly bills, many people look at consolidation as an alternative. Streamlining debts can be a useful way of managing an unyielding financial burden and lowering costs, but it’s not for everyone. Here are a few things to consider before jumping…

As the Holidays get closer we thought it might be a good idea to share with you a few tips to help you manage your spending during the Holiday season! This month’s blog comes from an article on NEFE.org.Make a budget and commit: List all of the gifts and decorations you plan to buy, the parties you will attend and the travel expenses you anticipate. Do not exceed your preset limits.Make a gift list and check it twice: List all…

For the month of October we want to share with you an article from GreenPath with helpful tips on purchasing a vehicle!Five Steps in Buying a New or Used CarIf you are thinking about a new or used car in the New Year, now is the time to do your homework.Here are five steps to get you on the road:Step 1 – ResearchMany people buy cars based on what they look like or what they are familiar with. Instead of…

Recently Wells Fargo was fined, and 5,300 of its employees were fired for creating phony accounts and charging their customers fees that they were not supposed to be charged. Over 500,000 fake credit cards were created in their customers names and they incurred over $400,000 in fees. The President and CEO of NAFCU (National Association of Federal Credit Unions) recently wrote a blog on the topic and we wanted to share it with you. Follow this link to read his blog to…

It’s almost time to go back to school! This month our GreenPath partners have shared with us a list of tips to help us get ready and not break the bank. Read on for more! 8 Tips to Put on the Back-to-School Shopping List While the dust has barely settled on Independence Day festivities, the store shelves are already packed with back-to school supplies and clothes. The sales are underway online and in-store. So, while we still may be thinking…

Kellogg Midwest FCU hopes you all had a fantastic 4th of July weekend! We have recently partnered with GreenPath to bring you the financial help you need in any situation. This month GreenPath has offered some advice about student loans, and the most common mistakes that are made in relation to them. Click Here to open the PDF and read the article.

Kellogg Midwest FCU hopes you all had a fantastic 4th of July weekend! We have recently partnered with GreenPath to bring you the financial help you need in any situation. This month GreenPath has offered some advice about student loans, and the most common mistakes that are made in relation to them. Click Here to open the…