The Account that Unlocks Member Benefits

Setting up a savings account is one of the most important things you can do for yourself, your family, and your future. You work hard for your money, which is why we want you to know your money is safe and your accounts are working to grow over time. Membership requires a $5.00 balance in this primary share account, and you’re ready to build the foundation of your financial future.

Primary Savings Benefits

When you open the required primary savings account with Kellogg Credit Union, you get the benefit of a full membership, including:

  • Free online and mobile banking
  • Competitive rates on accounts
  • Free mobile deposits
  • Access to over 70,000 surcharge-free ATMs nationwide
Primary Savings
Dividend0.05% APY*
Early Paywhite checkmark
Paper Statementswhite checkmark
Electronic Statementswhite checkmark
Minimum Opening Deposit$5.00
Minimum Balance to Earn Dividend$5.00

*APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. For dividend-bearing checking and savings accounts, KCU pays dividends monthly on the last day of each month. Withdrawal of dividends and fees may reduce earnings on this account.