Make the Dream of Home Ownership a Reality 

Making the decision to buy a home is huge- it's likely one of the largest purchases you'll ever make. When the time comes, make sure you're ready. Kellogg Credit Union created a savings account for our members that's specifically designed to help you prepare for the costs of purchasing your new home, whether that's one year, five years, or more than fifteen years down the line. 

Future Homeowners Savings Account Benefits

  • Deposit to the account any time, as much, or as little, as you'd like!
  • Higher dividend rates means you earn more than a regular share account!
  • An early withdrawal fee makes it difficult to move funds out of the account!
  • Using the funds to finance with KCU means you earn an extra incentive at closing!
Future Homeowners
Dividend0.25% APY*
FeeEarly Withdrawal
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Minimum Opening Deposit$50.00
Minimum Balance to Earn Dividend$0

*APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. Withdrawal of dividends and fees may reduce earnings on this account.

Finance with KCU to Receive an Extra Incentive

Our Future Homeowner savings account is the perfect way to begin saving for future homeownership. Set up your account and decide how much you'd like to deposit each month. We can set up an automatic transfer from an account with Kellogg Credit Union or you can manage your deposits by yourself. To get more from your Future Homeowner account, all you have to do is set it up and leave it alone until you find the perfect home!

Finance your home with Kellogg Credit Union and receive an extra incentive at closing! To receive the incentive the account needs to be open for 12 months and the amount in the account must be 5% of the purchase price. 

Give yourself a head start on the journey to homeownership by opening a Future Homeowner savings account today! 

Request to Open a Future Homeowners Account