Mortgages and Mortgage Rates


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Competitive Mortgage Rates from a Trusted Lender

We encourage you to check the daily rates for the most accurate picture of the type of mortgage interest rates you would be looking at, but for a more general idea, current Omaha competitive mortgage rates are trending between 3-4% depending upon the size of the loan and the length of the mortgage agreement.

Mortgage Interest Rates vs. APR

When dealing with borrowing money, you are going to have an interest rate as well as an annual percentage rate – so what is the difference? When it comes to your mortgage interest rate versus APR, the difference is that the APR is the actual annual cost of the loan to the borrower – including fees and other charges such as mortgage insurance, closing costs, discount points, and loan origination fees. The APR gives you more information about what you’re actually paying. Your monthly payment, however, is calculated off of the interest rate on your promissory note. Savvy home buyers will take both APR and interest rates into consideration. Our Omaha mortgage loan experts can provide you with more information and guidance.

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