Don’t let holiday expenses sneak up on you

Don't let the season of giving take away all your hard-earned savings. Save throughout the year, so when it's time to purchase gifts, you have a head start. Our holiday savings accounts encourage you to save holiday funds by requiring a small fee ($10) to remove funds before November 1, but after that, the money you've saved throughout the year is automatically transferred into your primary account!

Prepare all year long with a Holiday Club Account

  • Free online and mobile banking
  • Competitive rates
  • Free mobile deposits
  • Funds are automatically transferred to your share savings account November 1st
BenefitsHoliday Club
Minimum Opening Deposit$5.00
Dividend$4,999.99 or Less = 0.45% APY*
$5,000.00 or Greater = 0.15% APY*
Minimum Balance to Earn DividendN/A
Dividends PaidAnnually on October 31
Fee$10.00 (Early Withdrawal)
Account LimitationsIf a withdrawal occurs prior to funds disbursal date of November 1, annually, dividends are waived and a fee incurred.

*APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. For dividend-bearing checking and savings accounts, KCU pays dividends monthly on the last day of each month. Withdrawal of dividends and fees may reduce earnings on this account.