Checking Made Simple

Our basic checking accounts and banking services in Omaha are the perfect starting point when building your roadmap to financial success. No gimmicks, no frills, just an easy option for your everyday banking needs. With access to over 70,000 surcharge-free ATMs across the nation, easy to use online banking with bill pay, and much more.

We make it easy to access your account on the go.

Basic Checking
Dividend0.05% APY*
Fee$0
Debit Cardwhite checkmark
ATM Networkwhite checkmark
Bill Paywhite checkmark
First 50 Checks Freewhite checkmark
CardValetwhite checkmark
Courtesy Paywhite checkmark
Paper Statementswhite checkmark
Electronic Statementswhite checkmark
Credit Monitoring
ID Theft Protection
Credit Score
Credit Simulator
Roadside Assistance
Cell Phone Protection
Rewards/Discounts
Health Savings Benefits
Dark Web Monitoring
Separate App/Website
Minimum Opening Deposit$5.00
Minimum Balance to Earn Dividend$500.00

*APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. For dividend-bearing checking and savings accounts, KCU pays dividends monthly on the last day of each month. Withdrawal of dividends and fees may reduce earnings on this account.

Debit Cards

When you open a basic checking account with Kellogg Credit Union in Omaha, you can request a Visa® Debit Card which gives you easy access to your funds.

Offering CardValet® gives our cardholders extra protection against fraud on their KCU cards.

  • Setup Transaction Controls
  • Turn Cards On and Off
  • Customize Transaction Alerts

Visa® ATM cards are available on accounts with a share savings account only.

Interactive Video Player

Video Tutorial

Click-thru Demo