Blogs

Important Fraud Alert: Phone Spoofing There have been reports of fraudulent phone calls affecting our members. The calls appear to be from our credit union asking members for personal information that can put your account and funds at risk. How do scammers do this? Phone Spoofing is where the caller intentionally disguises their phone number…

You support the community when you bank, borrow, and invest with Kellogg Credit Union! How so? You are an owner! When you join our credit union, you become a member-owner. We are a financial cooperative, and you have a say in how we operate.   We are Not-for-profit. Credit unions are structured to promote their…

When the COVID-19 pandemic hit last year, people were overwhelmed by the logistics of sudden and swift stay-at-home orders. Between school closures, supply shortages and new ways of working, there was little time for much else. As many adjusted their spending habits, they also took the time to think more critically about their finances —…

Many people don’t have much choice about when they retire. Illness, job loss or caretaking responsibilities push them out of the labor force, ready or not. But some people have the opposite problem: They do have a choice, and yet they can’t quite bring themselves to quit working. Some love what they do and never…

What do you get when you cross Black Friday deals with a continuing pandemic, supply chain disruptions and inflation? Answer: a very messy version of the biggest discount day of the year, which happens annually on the day after Thanksgiving. This year, that’s Nov. 26. Here are five predictions from retail experts about Black Friday…

Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode starts with a discussion about how to negotiate. Then we pivot to this week’s money question from a listener’s text message. Here it is: “I have a question about my car’s value. I track my finances through Mint and they add…

If you’re the parent of a young adult, you may be asked to co-sign for a car loan or an apartment lease. Before you agree, know what’s at stake — you could be putting your own financial security at risk. What co-signing really means When you co-sign, you become fully responsible for someone else’s debt.…

When it comes to saving money, this year may look a little different from years past. The savings rate is lower than its peak of about 34% in April 2020, but Americans are still saving more than they did before the pandemic. This is according to the U.S. Bureau of Economic Analysis, which defines savings…

I hadn’t heard of the grandparent scam when my father called me a few years ago to report that my son was in jail, out of state. My dad had been asked to wire bail money and not tell me. Dad was all but unshakable in his belief that he had actually talked to my…

I get it. It’s easy to shop on Amazon. Running low on toilet paper? Need lightbulbs? Want a bath caddy on a whim? With two clicks and even less thought, the item you need/want/desire is at your doorstep, often in 48 hours or less. Shopping locally requires more thought. Supporting small businesses is an intentional…

The U.S. economy ground to a halt in March 2020 as state after state issued lockdown orders and shut down businesses to blunt the spread of the coronavirus. A year later, mask-wearing is commonplace, the phrase “social distancing” is now in the dictionary, elbow bumps have replaced fist bumps and hugs are still on pause.…

03/24/2021 Update: As of today, the lobby at 9618 Brentwood Dr is OPEN! We invite all of our members to visit the Brentwood location for any of their financial needs. The night depository will still be available for use, and is checked and processed regularly, at 9601 F St until the Credit Union is able to open the lobby at that location. If you have any questions please feel free to contact us at 402-593-2680. We look forward to finally…