Recreational Loans

Purchasing a boat, RV, UTV or ATV is a big decision. When you find your dream model, you want the best rates and experience possible. Get asset protection and  rate discounts with your partners at Kellogg Credit Union!


2019 & Newer

APR as low as*TermApprox Loan Payment**
4.49%36 months$594.94
4.74%60 months$375.11
5.24%72 months$324.40


APR as low as*TermApprox Loan Payment**
5.99%36 months$608.47
6.24%60 months$388.98
6.74%72 months$338.59

Boats & RVs may qualify for terms up to 120 months, call for rates.

Rate Discounts Available!

Take 0.25% off the stated rates if you add debt protection to your loan.

Take 0.50% off the stated rates if you have your payroll direct deposited to your KCU checking account and setup automatic payments for this loan from your KCU account.

For model years older than 2015, call for rates.

*APR = Annual Percentage Rate. Your actual APR will be determined at the time of approval and will be based on your application and credit information. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. The rate you receive on your loan will be the rate in effect at the time of loan disbursal. Other restrictions may apply. Based on credit worthiness.

** Loan payment estimates based on a $20,000 loan.

Investment Protection

Loan protection is a smart choice that will give you peace of mind. We don’t like to think about the worst … we just want you to be prepared for it.

Debt Protection

Protect your family from the unexpected.  Coverage available for death, disability, and involuntary unemployment.

Guaranteed Asset Protection with ADR

  • Upside-down protection
  • No deductible
  • Low cost compared to dealers
  • Auto deductible reimbursement up to $500

Powersports Warranty

Don’t overpay for an expensive dealer warranty with a high deductible. Protect your investment with a warranty from Route 66. 

Route 66 Warranty has a complete line of coverage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem. That’s why so many people depend on Route 66 Warranty. No matter where you travel in the United States, we protect you against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts or labor.

  • No deductible
  • Nationwide coverage
  • 24/7/365 Emergency Roadside Service
  • Direct claim payments via Visa/Mastercard

For more information call 402-593-2680 and speak to a loan officer.