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 What is Identity Theft?Identity theft occurs when someone assumes your identity by using your social security number and personal information to open bank, credit card or other accounts in an attempt to commit fraud or theft. The Federal Trade Commission reported approximately 490,220 cases of identity theft in 2015. If you become a victim of identity theft, follow these steps to clean up your credit quickly:Obtain a copy of your credit reports from the three major credit reporting agencies: Equifax, Experian…

When was the last time you saw a copy of your credit report? If it’s been more than two years, then it’s probably time to take another look. It’s important that you understand the information in your credit report, regardless of your financial situation. This information directly impacts your ability to obtain a credit card, buy a car or home, rent an apartment, or even get a new job. Two of the best reasons for reviewing your credit report today…