Competitive Car Loan Rates from a Trusted Lender
Finding an auto loan for a truck, motorcycle, or car at a reasonable rate from a trusted lender can be a difficult and confusing process. At Kellogg Credit Union, we’re committed to providing our members with the lowest fixed car loan rates available, no matter the credit score. Since 1946, we’ve been helping our members secure Omaha auto and motorcycle loans without going through dealerships or for-profit lenders. With a reduced interest rate and on-time payments, you can both save money and build your credit.
How Do Car Loans Work?
There are three factors to weigh before making a decision on your auto loan: the loan amount, the annual percentage rate (APR), and the loan term. Whether you’re looking to refinance your new or used car, or apply for a new Omaha auto and motorcycle loan, you’ll have some options when it comes to these three factors.
- Loan Amount: Your loan amount won’t impact your APR, but it can significantly reduce or increase your loan term and how much you spend per month. Consider trade-ins and larger down payments to reduce your loan amount.
- Annual Percentage Rate (APR): Your APR can be influenced by a variety of factors, including the model year of your car and your loan term. At Kellogg, we offer the lowest rates available, helping you save money monthly and in the long run.
- Loan Term: The loan term refers to the amount of time you have to pay back the loan. Generally, a longer loan term corresponds to a higher APR. Your financial goals can help you determine the loan length that’s right for you. Regardless of your decision, Kellogg Midwest FCU will provide the lowest rates available for your term length.
Why Secure Auto Loans or Refinance with Kellogg Credit Union?
At Kellogg, our operation decisions are made by our volunteer board members, not a corporate office. And, because we’re not-for-profit, we value high-quality customer service above all else. When you work with KCU, you’ll not only enjoy a more personable experience, but you’ll also benefit from lower rates, a better chance of having your Omaha auto and motorcycle loan approved, and no “salesy” approaches. Read more about why you should work with us on a car, truck, motorcycle or auto loan.
We’ve been helping our members secure car loans in Omaha at reasonable rates since 1946. Find out easy and quick our team can help you get approved and in that new car today. Good or bad credit, we’ll get you the lowest auto financing anywhere. Don’t wait—see what we can do now.